Every year millions of Americans struggle with substance abuse, addiction, and mental health disorders. Unfortunately, only a fraction of those suffering gets proper help for their conditions. One of the biggest reasons why more people don’t seek proper treatment is the cost.
If you have an Optum Behavioral Health insurance plan, you can get the treatment that you need for your drug or alcohol addiction at little to no cost to you including:
- Inpatient Treatment
- Outpatient Treatment
- Medication-Assisted Treatment (MAT)
Keep reading to learn more about your Optum insurance plan, what is and isn’t covered, and how you can use your Optum insurance to get the help that you need at Casco Bay Recovery.
What is Optum Insurance?
Optum insurance is a subsidiary of United HealthCare. Optum serves over 130 million people, providing them with insurance coverage so that they can get the help that they need to live a healthy life whether it’s basic medical checkups or addiction therapy and treatment.
Their behavioral health plan is a comprehensive insurance plan that covers substance abuse and addiction issues as well as medication management. The Optum Behavioral Health plan also covers mental and behavioral health issues, many of which we also treat at Casco Bay including:
- Bipolar Disorder
Optum offers a variety of different insurance plans, so your coverage will largely depend on the insurance plan that you have. If you have questions about your Optum insurance plan or want to know what is and isn’t covered, you can reach out to your Optum representative or you can get in touch with us at Casco Bay Recovery. Through our free insurance verification, we will take a look at your policy and let you know what is and isn’t covered before you start treatment. Should you be responsible for any out-of-pocket expenses, we will also let you know about that.
Does Optum Insurance Cover Drug and Alcohol Rehab?
Optum covers a variety of different drug and alcohol addiction treatment approaches that we offer at Casco Bay Recovery. Based on your Optum insurance plan, your treatment may be covered either in full or with very little out-of-pocket expenses on your end.
Before entering into an addiction treatment program, the first thing you must do is undergo detox. Detoxing is done to rid the body of all the harmful substances in it so that the body and the brain can begin to heal.
For many substances of abuse, detoxing can be dangerous and potentially even life-threatening when not done under the proper care and medical supervision. Withdrawal symptoms can be quite severe and can lead to major medical complications in addition to an increased chance of relapse.
Because of this, detoxing should be done under the care and supervision of trained medical professionals at either a local medical facility, a dedicated detox center, or a treatment center that also offers detox services.
Optum Insurance understands the importance of detox to the overall treatment process. That’s why, with most of their insurance plans, detox is covered at little to no cost to you.
Once detox has been completed, the next step is to begin addiction treatment. Typically that means entering into either an inpatient or outpatient rehab program.
Inpatient treatment is one of the more popular treatment methods amongst treatment professionals. With inpatient treatment you live at the facility for the duration of treatment, eliminating any outside distractions or temptations and allowing you to focus 100% of your time and energy on getting sober.
In addition to a structured schedule full of various treatments and therapies, inpatient treatment also typically provides access to services that other treatment options don’t, including access to medical care and services such as Medication-Assisted Treatment.
Not everyone fits the inpatient treatment mold. Some people’s addiction doesn’t require the need for inpatient treatment. Others are either unwilling or unable to put their lives on hold and live at the treatment facility while undergoing rehab.
For those looking for an alternative to inpatient treatment, outpatient treatment is likely the best option for them. With outpatient treatment, you still attend the same therapy and counseling sessions that those who are in inpatient treatment do. However, unlike those in inpatient treatment, once you are done with your sessions for the day you return home to your daily life.
Since those in outpatient treatment aren’t living at the facility, it is important to have a safe and supportive home environment to return to each day to limit the temptations of relapse.
Optum wants to be there to help you every step of the way during addiction treatment from start to finish. That’s why most Optum Behavioral Health plans also cover sober living.
Sober living facilities are homes for people to live in once they have successfully completed treatment as they transition back into normal, everyday life. These homes provide a safe and supportive living environment for those in need while they get back on their feet and learn to navigate their new, sober life.
Is Optum Considered In-Network?
At Casco Bay Recovery, we are proud to work with Optum as an in-network provider. As an in-network provider, this means that you can use your Optum insurance plan to cover the majority, if not the full cost of treatment.
If you are unsure what your insurance plan will cover, or how much will be covered, you can reach out to your insurance representative or you can get in touch with us. We will take a look at your Optum plan and let you know what is and isn’t covered before you start treatment.
Looking To Get the Help You Need With Your Optum Behavioral Health Insurance Plan?
If you or a loved one is in need of treatment for substance abuse and mental health, we want to help. Contact us today to learn more about the treatment services we offer and to find out what will be covered under your Optum Behavioral Health insurance plan.